Search Choice Realty Website

News

Stay updated

Get Blog Updates

Your email will only be used to provide updates from Choice Realty.

The Headstart to a Home Program

 

 

No Down Payment? No Problem!

Access Credit Union, The City of Winkler, and Lux Construction have partnered to offer a home ownership option with no down payment, for qualified Buyers.

View the downloadable brochure here for more information.

 

How it works

Access Credit Union will provide an insured mortgage and an interest free loan for the down payment of 5% of the purchase price for 5 years.

Lux Construction will provide a $10,000 discount on the purchase price of a home on Yellowstone Trail in Winkler.

What’s required

• Must be approved for the program by Access Credit Union

• 5 year fixed Mortgage required

• Home to be owner occupied

• Maximum Annual Family Income of $125,000

 

Monthly Costs

 

Notes

• Insured Mortgage is amortized over 25 years at the current 5-year fixed interest rate @5.59% , subject
to change.

• Interest free down payment loan is paid over 5 years